Comparison

Roller vs Security Shutters — How to Choose for Your Premises

Updated: 18 May 2026

All security shutters are roller shutters, but not all roller shutters are security shutters. The difference matters — for cost, for insurance, and for the actual physical protection of your premises. This guide explains what makes a shutter "security-rated", which LPCB ratings exist, what your insurer probably expects, and how to choose the right specification for the premises you're protecting.

The core difference — what 'security shutter' actually means

A standard commercial roller shutter is a coiled curtain of interlocking aluminium or steel laths that descends from a head box to cover an opening. It's perfectly adequate for keeping weather out, deterring opportunistic intruders, and signalling that a premises is closed. The lath is typically 18–20 gauge aluminium with simple end retainers.

A security shutter is the same form factor — same head box, same guide rails, same controls — but built to resist deliberate physical attack. Differences are in:

  • Lath gauge. 22 gauge or thicker (sometimes interlocking double-skin)
  • Material. Often galvanised steel rather than aluminium for higher-rated shutters
  • End locks. Reinforced, often with anti-lift mechanisms preventing the curtain being prised
  • Bottom rail. Steel-reinforced with internal cylinder locking
  • Guide rails. Heavier-gauge with anti-lever profiles
  • Testing. Independently tested to Loss Prevention Certification Board (LPCB) standards LPS 1175

The result: a security-rated shutter takes meaningfully longer to defeat with hand tools, power tools or vehicle attack. Whether you need that depends on what's behind it and what your insurer specifies.

LPCB ratings explained — SR1 to SR4

The Loss Prevention Certification Board (LPCB) is the UK's most-trusted independent testing body for physical security products. Their LPS 1175 standard defines security ratings as Security Ratings (SR) 1 through 8, each indicating the length of time the product resists a specified attack toolset.

RatingAttack timeTool categoryTypical use
SR11 minBodily force, simple tools (screwdrivers, knives)Domestic / low-risk retail
SR23 min+ small bolt cutters, claw hammerMost commercial retail, offices
SR35 min+ heavier tools, small cordless drillPharmacies, electronics, jewellers (mid)
SR410 min+ larger cordless tools, axesHigh-value retail, banks, jewellers (high)
SR5–SR815–60 minDisc cutters, professional toolsVaults, ATM, ultra-high-security only

For commercial shopfronts, SR2 is the most common minimum, SR3 is typical for higher-value retail, and SR4 is reserved for the highest-risk premises. SR5+ is rare outside banks and specialist storage.

Specifying a rating higher than your insurer requires is wasted money — premiums don't reduce above the minimum, and the cost gap between ratings is significant.

What insurance brokers actually require

Insurance requirements vary widely but most commercial property policies will specify:

Standard retail / offices / hospitality

  • Roller shutter required for ground-floor glazing facing the public realm
  • No specific LPCB rating mandated — standard commercial shutter usually sufficient
  • Annual service certificate required

Higher-value retail (electronics, fashion, beauty)

  • LPS 1175 SR2 minimum, fitted by LPCB-approved installer
  • Annual service certificate
  • Possibly intruder alarm integration

High-risk (jewellers, pharmacies with controlled drugs, banks)

  • LPS 1175 SR3 minimum, often SR4 for jewellers
  • Hold-up alarm and door contacts integrated with the shutter
  • Sometimes combined shutter + bandit-resistant glazing behind
  • Specific approved installer list

The right thing to do is get the requirement in writing from your broker before you specify the shutter. Different insurers interpret "adequate security" differently, and brokers can be surprisingly specific about which manufacturers and installers they'll accept. A 30-minute conversation with the broker is worth it before you commit to a spec.

Cost comparison — what each rating actually costs

Specification (3m × 3m commercial)Supplied + fitted (typical)
Standard manual roller shutter£1,200–£2,000
Standard electric roller shutter£1,500–£2,500
LPS 1175 SR1 electric£1,800–£2,900
LPS 1175 SR2 electric£2,200–£3,400
LPS 1175 SR3 electric£2,800–£4,500
LPS 1175 SR4 electric£3,800–£6,500

Bigger openings scale roughly linearly. For larger industrial shutters (4m+ wide) the rating premium is proportionally smaller but absolute cost is higher — see our shutter cost guide for detailed pricing.

Annual servicing for LPCB-rated shutters is also slightly more expensive (£140–£280 per shutter vs £80–£200 for standard) because the test protocol is more involved and certification is required for the insurance.

Where each one fits — by sector

Rough heuristics by sector:

  • Retail (general): standard roller shutter sufficient, SR1–SR2 for higher-value
  • Hospitality (pubs, restaurants): standard roller shutter — insurance rarely requires rated
  • Offices: often no shutter at all (alarmed access only); when fitted, standard spec
  • Industrial / warehouses: standard heavy-duty roller; rating only if specific high-value stock
  • Pharmacies (with controlled drugs): SR3 minimum, often combined with cabinet-level security
  • Jewellers, watch dealers: SR3 or SR4, combined with bandit glass and hold-up alarms
  • Banks / financial: SR4, integrated security strategy
  • Schools / public buildings: standard roller; emphasis on fire-rated where compartmentation needed

For sector-specific guidance see our pages for jewellers, pharmacies, banks.

Perforated vs solid lath — visibility trade-off

Within both standard and security-rated shutters, the curtain itself can be either solid lath (closed) or perforated lath (punched with holes for visibility through to the shopfront when the shutter is down).

Conservation officers in many town-centre conservation areas require perforated shutters rather than solid ones — closed metal shutters across a high street look industrial and create dead frontages. Perforated keeps the after-hours display visible, which most retailers prefer commercially anyway.

Security trade-off: perforated lath at 30% open area gives ~80% of the security of solid lath. For most retail uses this is the right trade-off. For ultra-high-security premises (jewellers, banks) solid lath is preferred — the visibility loss is acceptable in exchange for the security gain.

Punching pattern matters too — diagonal punches resist forced widening better than vertical slits.

Motor and control options

Once the lath and security rating are decided, the controls package is the next consideration:

  • Manual chain hoist. Cheapest. Limited to ~3m wide. Slow to operate. Rarely chosen for new commercial installations except remote/industrial.
  • Electric with key switch. Standard commercial spec. Reliable, simple, secure.
  • Electric with handheld remote. Convenient — most retail standard now.
  • Electric with smartphone app integration. Increasingly common — works with most building management systems.
  • Electric with timer scheduling. Auto-opens and closes at trading hours. Useful for multi-site operators.
  • Electric with battery backup. For premises where the shutter must work in a power cut (essential for some insurance specs and fire shutters).

For multi-shutter installations on the same property, central control via a single controller managing all shutters is cleaner than individual controls — especially for large retail or industrial sites.

Choosing a specification — a quick checklist

Before getting quotes:

  1. Talk to your insurance broker. Get the security requirement in writing — rating, installer requirements, servicing schedule.
  2. Check planning constraints. Conservation area? Perforated lath likely required.
  3. Decide on operation. Manual, electric with what control method, scheduling needed?
  4. Plan for power. If electric, is there power at the shutter? If not, electrical first-fix needs to be in the quote.
  5. Consider servicing. Annual service contracts are typically £80–£280 per shutter per visit. Multi-shutter sites benefit from combined contracts.

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Frequently asked questions

What's the cheapest LPCB-rated shutter available?

LPS 1175 SR1 for a standard 3m × 3m commercial opening starts around £1,800 supplied and fitted. Cheaper than that is generally not LPCB-certified.

Will my insurance premium reduce if I upgrade to security-rated?

Sometimes yes for higher-risk premises, but not always — many policies set a minimum but don't discount above it. Get this confirmed with your broker before paying for an upgrade.

Are LPCB-rated shutters fire-rated too?

No — LPCB and fire ratings are separate. A shutter can be both, but it has to be specifically tested for fire resistance to BS EN 1634-1. See our fire-rated shutters guide.

Can I retrofit security to an existing shutter?

Limited options — reinforced bottom rails and upgraded end locks can improve a standard shutter, but it won't be LPCB-rated retrospectively. For insurance-grade security, replacement is usually the right answer.